Listing Details

Seller financing available on this beautifully rebuilt 2025 Lake Charlevoix waterfront home, a rare opportunity to own on one of Michigan's most sought-after lakes without the hurdles of a traditional jumbo loan. Offered fully furnished and designed to be virtually maintenance-free, this is the kind of Northern Michigan retreat where you can arrive for a fall weekend, settle in for ski season, or stay all year without a long list of projects waiting for you. The main level was designed for both everyday comfort and high-end entertaining, featuring a gourmet kitchen with premium appliances, a dramatic 10-ft waterfall island, and a hidden walk-in pantry. A 16-foot glass door opens to more than 800 square feet of TimberTech decking, thoughtfully designed with seating for 22 while still offering generous space for larger gatherings and effortless entertaining. The walkout lower level offers its own inviting gathering space centered around a wood-burning fireplace surrounded by authentic brick from the historic Tannery, a distinctive piece of local character that brings warmth and history into this completely remodeled home. Built-in Murphy beds, a full bathroom, and a second laundry room make the lower level equally well suited for extended family and weekend guests. Designed with Northern Michigan winters in mind, the property features a massive 30' x 38' heated attached garage, additional 24x40 heated lower garage, a 22kW generator, and comfortable main-floor living. When warmer weather returns, 100 feet of sandy-bottom Lake Charlevoix frontage awaits, complete with a dock, boat hoist, and shore-side fish cleaning station with power and water. With a premier Boyne City location, this home offers a rare combination of luxury, waterfront access, and true ease of ownership. Flexible seller financing makes it even more attainable. Whether you're looking for a year-round residence or a turnkey Northern Michigan retreat, simply bring your luggage and start enjoying it.